MyState (MYS) Investor presentation summary

Group overview and structure

• Diversified financial services group with banking, equipment financing, and wealth management divisions.

• Completed a transformational merger with Auswide Bank in February 2025.

• Market capitalisation of approximately $787 million and around 62,000 shareholders.

• Holds credit ratings of Baa3/Baa2 from Moody's and BBB+ from Fitch.

Financial performance and key metrics

• Underlying NPAT for 1H26 was $28.2m, up 18.4% on the prior period; statutory NPAT was $27.3m, up 39%.

• Underlying EPS rose 11.1% to 16.6 cps; interim dividend increased to 12.0 cps.

• Loan book grew to $13.2b (+1.1%), customer deposits reached $10.2b (+0.5%).

• Group Net Promoter Score remained high at +65, indicating strong customer advocacy.

Integration and operational progress

• 113 out of 216 integration initiatives completed by March 2026.

• Achieved $10.4m in annualised merger synergies; integration on track.

• Transitioned to a single banking licence, delivering immediate revenue and efficiency benefits.

• Significant progress on aligning cultures, operating models, and consolidating supply chains.