OceanFirst Financial (OCFC) Proxy filing summary

Voting matters and shareholder proposals

• Four proposals are up for vote: election of directors, advisory vote on executive compensation, approval of the 2026 Stock Incentive Plan, and ratification of Deloitte & Touche LLP as auditor.

• Broker non-votes and abstentions will not be counted as votes cast and will have no effect on the outcome of any proposal.

• Withheld votes will have no effect on the outcome of the election of directors.

Audit committee and external auditor matters

• Ratification of Deloitte & Touche LLP as the independent registered public accounting firm is included as a proposal.

Executive compensation and say-on-pay

• An advisory vote on executive compensation is included as a proposal for shareholder consideration.