OneMain (OMF) Proxy filing summary

Executive summary

• 2025 saw strong earnings growth, significant revenue increases, and improved credit performance, driven by innovation in personal loans, credit cards, and auto finance.

• The company maintained a disciplined capital allocation, returning $639 million to stockholders and investing in business growth.

• Recognized as a Most Loved Workplace for the fourth consecutive year, reflecting a strong culture and employee engagement.

Voting matters and shareholder proposals

• Election of two Class I directors, Phyllis R. Caldwell and Roy A. Guthrie, for terms expiring in 2029.

• Advisory vote on executive compensation (Say on Pay) and on the frequency of future Say on Pay votes, with the Board recommending annual votes.

• Approval of the 2026 Omnibus Incentive Plan to replace the expiring 2013 plan.

• Ratification of PricewaterhouseCoopers LLP as independent auditor for 2026.

Board of directors and corporate governance

• Board consists of eight members with staggered three-year terms and a mix of skills in finance, risk, technology, and governance.

• Five new independent directors joined since 2021, with regular board refreshment and annual evaluations.

• Lead Independent Director role enhanced for robust oversight and stockholder engagement.

• All committees (Audit, Compensation, NCG, Risk) are composed of independent directors.