Power Finance (PFC) Q4 24/25 earnings summary

Executive summary

• Net profit after tax for FY25 was ₹30,514 crore, a 15% year-over-year increase.

• Consolidated total income for FY25 reached ₹1,06,598.70 crore, up from ₹91,174.87 crore in FY24.

• Standalone PAT rose 21% year-over-year to a record ₹17,352 crore.

• Net worth increased 16% on a consolidated basis and 15% on a standalone basis.

• The Board recommended a final dividend of ₹2.05 per share, in addition to an interim dividend of ₹13.75 per share for FY25.

Financial highlights

• Revenue from operations for FY25 was ₹1,06,501.62 crore, up from ₹91,096.72 crore in FY24.

• Consolidated loan asset book grew 12% to ₹11,09,996 crore as of March 31, 2025.

• Net interest income rose to ₹40,331 crore from ₹32,123 crore year-over-year.

• Basic and diluted EPS for FY25 was ₹69.67, up from ₹59.88 in FY24.

• Net worth as of March 31, 2025, was ₹1,17,738.35 crore.

Outlook and guidance

• Focus on sustainable financing, robust risk management, and continued growth in renewable energy lending.

• The company continues to focus on lending to the power, logistics, and infrastructure sectors, with no other reportable segments.

• Ongoing efforts to resolve stressed assets and maintain high provisioning levels.

• No defaults in servicing borrowings during FY25.