Quilter (QLT) Q4 2025 TU earnings summary

Executive summary

• Achieved record quarterly core net inflows of £2.4bn in Q4 2025, up 21% year-over-year, representing 7% annualised of opening AuMA.

• Full year 2025 core net inflows reached £9.1bn, 75% higher than 2024, representing 8% of opening AuMA.

• Group AuMA at 31 December 2025 was £141.2bn, up 18% year-over-year and 5% sequentially from Q3 2025.

• Strong performance in both Affluent and High Net Worth segments, with the Platform surpassing £100bn in assets.

Financial highlights

• Q4 2025 gross flows were £5.7bn, with reported net inflows of £2.3bn.

• Full year 2025 gross flows totaled £20.1bn, with reported net inflows of £8.7bn.

• Productivity per Quilter Adviser in Q4 2025 was £3.7m annualised, up 12% year-over-year.

Outlook and guidance

• Management highlights strong momentum entering 2026, with the business well-positioned for further growth in the UK wealth market.

• Financial results for the year ended 31 December 2025 will be announced on 4 March 2026.