Raiffeisen Bank International (RBI) AGM 2025 summary

Opening remarks and agenda

• AGM convened in compliance with Austrian law, with timely publication and distribution of documents.

• Meeting held as a hybrid event, allowing both physical and virtual participation, with technical provisions for accessibility.

• Chairman Erwin Hameseder welcomed participants and outlined the agenda, including audited financials, management and supervisory board reports, and proposals for profit appropriation and governance matters.

• Agenda included resolutions on profit utilization, remuneration, board releases, elections, auditor appointments, capital authorizations, and treasury share policies.

• Shareholders could submit questions and motions via the AGM portal, with structured debate alternating between in-person and virtual participants.

Financial performance review

• Consolidated profit for 2023 reached EUR 2,386 million, with adjusted profit at EUR 997 million; consolidated RoE was 14.8%, down 12 percentage points year-on-year.

• Core Group (excluding Russia and Belarus) achieved a stable result of EUR 975 million; consolidated profit was EUR 1.157 billion, impacted by one-off effects from Belarus, Russia, and Poland.

• CET1 ratio improved to 17.3% (+1.3pp y-o-y); excluding Russia, CET1 was 14.6%.

• Net interest income increased 12% y-o-y (EUR 5,683 million); net fee and commission income declined 22% y-o-y.

• Sale of Priorbank in Belarus completed, with a negative deconsolidation effect of EUR 824 million.

Board and executive committee updates

• Supervisory Board and Management Board actively managed geopolitical and operational challenges, including Russia and Belarus exits.

• New compliance committee established to strengthen regulatory adherence.

• Board members up for re-election and new appointments to the Supervisory Board were proposed.

• Resolutions included releases from liability for both boards for the 2023 financial year.

• Election to the Supervisory Board was on the agenda.