Robot Payment (4374) Q4 2025 earnings summary

Executive summary

• Achieved record full-year revenue of ¥3,256 million, up 17.9% year-over-year, and record operating profit of ¥774 million, with all products and segments contributing to growth and surpassing revised forecasts.

• Net income surged 69.0% year-over-year to ¥542 million, supported by increased customer acquisition, higher transaction volumes, and effective cost management.

• Recurring revenue accounted for over 95% of total, driving stable growth, with a low churn rate of 0.51% and all-time high sales in main products.

• Strategic focus on AI integration, new business launches, and M&A readiness for accelerated future growth.

• Growth supported by strong customer acquisition, increased customer unit price, and robust product expansion.

Financial highlights

• Full-year revenue grew 17.9% year-over-year to ¥3,256 million, operating profit rose 61.4% to ¥774 million, and net income increased 69.0% to ¥542 million.

• Operating margin reached 23.8% and net margin 16.7%; EPS was ¥146.71 and BPS ¥345.16.

• Free cash flow increased significantly, remaining positive for the third consecutive year.

• Cash and equivalents at year-end totaled ¥5,724 million, up ¥1,840 million from prior year.

• Dividend per share increased to ¥28, with a forecast of ¥31 for the next fiscal year.

Outlook and guidance

• FY2026 guidance projects revenue of ¥3,683 million (+13.1% YoY), operating profit of ¥851 million (+9.9% YoY), and net income of ¥587 million (+8.3% YoY).

• Dividend per share is expected to increase to ¥31, with a payout ratio of 19.5% and a policy of continuous dividend growth.

• Strategic investments will focus on expanding business lines and launching new services, including overseas remittance, RBF, and debt collection.

• Continued focus on expanding customer base, increasing ARPU, and investing in marketing, sales, and development.

• Ongoing commitment to shareholder returns through increased dividends and potential share buybacks.