Sidetrade (ALBFR) Q4 2025 TU earnings summary

Executive summary

• Achieved 14% revenue growth at constant currency in 2025, with SaaS subscriptions up 20% and strong international expansion, especially in North America and Asia-Pacific.

• Bookings momentum recovered in H2 2025 after a weak H1, with ACV nearly stable year-over-year in the second half.

• Launched the first autonomous AI Cash Collection Agent, with four multinationals in deployment and commercial release planned for Q1 2026.

Financial highlights

• 2025 consolidated revenue reached €61.4 million, up 14% at constant currency (12% reported).

• SaaS subscription revenue was €53.5 million, up 20% at constant currency (18% reported).

• Organic growth at constant currency was 10% in 2025, excluding acquisitions.

• Q4 2025 ACV bookings were €3.25 million, down 14% year-over-year; full-year ACV bookings totaled €11.04 million, down 13% from 2024.

Outlook and guidance

• Commercial momentum is expected to continue and potentially accelerate in coming quarters.

• The launch of the autonomous AI agent is anticipated to drive further growth, with a disruptive roadmap to be unveiled.