Skjern Bank (SKJE) Q4 2025 earnings summary

Executive summary

• Pre-tax profit reached DKK 344.3 million, down from DKK 364.6 million in 2024.

• Net interest and fee income increased by 4.1% to DKK 661.3 million.

• Dividend proposal of DKK 3.5 per share and share buyback of DKK 3.5 per share, totaling DKK 66.4 million or 26.9% of net profit.

Financial highlights

• Net profit after tax was DKK 246.5 million, compared to DKK 258.0 million in 2024.

• Basis result was DKK 343.2 million, down from DKK 357.6 million in 2024.

• Loan portfolio grew by 6.2% to DKK 7,393 million; deposits rose by 16.9% to DKK 10,395 million.

• Capital ratio stood at 25.3%, with an individual solvency requirement of 10.0%.

Outlook and guidance

• Pre-tax profit for 2026 is expected in the range of DKK 310–335 million.