Standard Chartered (STAN) Investor presentation summary

Historical evolution and global presence

• Over 170 years of history, with key milestones including major mergers, acquisitions, and expansion into new markets such as China, India, and the Middle East.

• Operates in 54 markets across Europe, Americas, Africa, Middle East, and Asia, with a strong focus on dynamic and emerging economies.

Business model and client segments

• Business model integrates cross-border capabilities, sustainability, and wealth management expertise.

• Serves corporate, institutional, and affluent clients through Corporate & Investment Banking (CIB), Wealth & Retail Banking (WRB), and Ventures.

• Ventures include digital banks and fintech investments, with Mox in Hong Kong and Trust in Singapore.

Financial performance and diversification

• FY'25 operating income reached $20.9bn, with CIB contributing $12.4bn and WRB $8.5bn.

• Income is well-diversified by product, segment, and geography, with significant contributions from Hong Kong, Singapore, and UAE.

• Loan book and deposit base are broad-based and stable, with $287bn in loans and $530bn in deposits as of FY'25.