TFS Financial (TFSL) Proxy Filing summary

Executive summary

• The annual meeting is scheduled for February 26, 2026, to elect four directors, hold an advisory vote on executive compensation, and ratify Deloitte & Touche LLP as independent accountant for FY 2026.

• Only stockholders of record as of December 29, 2025, are entitled to vote; TFS, MHC holds 80.9% of shares and will determine all outcomes.

• Voting can be done in person, by mail, phone, or internet, with detailed instructions provided to all eligible stockholders.

Voting matters and shareholder proposals

• Four directors are nominated for three-year terms: William C. Mulligan, Terrence R. Ozan, Marc A. Stefanski, and Daniel F. Weir.

• Advisory vote on executive compensation and ratification of Deloitte & Touche LLP as independent accountant are on the agenda.

• Shareholder proposals for the 2027 meeting must be received by September 16, 2026, for inclusion in proxy materials.

Board of directors and corporate governance

• The board is divided into three classes, with a majority of independent directors and all key committees composed of independent members.

• Committees include Audit, Compensation, Directors Risk, Executive, and Nominating and Governance, each with defined roles and charters.

• The board encourages director attendance at meetings and reviews its leadership structure periodically.