)
Visual
test
International Money Express
International Money Express (IMXI) investor relations material
International Money Express Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary6 Mar, 2026
Executive summary
Focused on U.S. to Latin America and Caribbean remittance corridors, with expansion into Africa, Asia, and Europe.
2025 saw a 2.2% decrease in principal sent ($23.8B) and an 8.5% drop in transaction volume, attributed to market contraction and changing consumer behavior, partially offset by digital and European growth.
Pending merger with Western Union, with $16.00/share cash offer; most regulatory approvals obtained, closing expected in Q2 2026.
Restructuring plan executed in 2025 to streamline operations, with $0.7M in costs and expected $2.5M annual savings.
Financial highlights
2025 revenues: $607.8M, down 7.7% from $658.6M in 2024.
Net income: $32.7M, down 44% from $58.8M in 2024.
Adjusted Net Income: $50.0M (down 29% YoY); Adjusted EBITDA: $96.9M (down 20% YoY).
Basic EPS: $1.09 (down 39.8% YoY); Adjusted EPS: $1.67 (down 23% YoY).
Operating expenses decreased 2% to $552.1M, with notable reductions in service charges and restructuring costs.
Cash and cash equivalents at year-end: $168.7M.
Outlook and guidance
Merger with Western Union anticipated to close in Q2 2026, pending final regulatory approvals.
Restructuring expected to yield $2.5M in annual cost savings starting Q2 2026.
Continued investment in digital channels and technology to drive future growth.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from International Money Express
- Record Q2 revenue, digital surge, and share buybacks offset net income decline from restructuring.IMXI
Q2 20242 Feb 2026 - Q3 net income up 16.9%, digital surges, UK expansion, and strategic review underway.IMXIQ3 202415 Jan 2026
- Digital surged 71.7% in Q4 as EPS rose 10% and strategic review was suspended.IMXIQ4 202423 Dec 2025
- Digital and retail growth, tech investment, and new services target $800M+ revenue by 2027.IMXIInvestor Day 202517 Dec 2025
- Shareholders will vote on directors, auditor, executive pay, and a major equity plan amendment.IMXIProxy Filing1 Dec 2025
- Western Union to acquire Intermex for $16/share, targeting $30M in annual cost synergies.IMXIProxy Filing1 Dec 2025
- Shareholders to vote on $16.00 per share cash merger with Western Union, with board support.IMXIProxy Filing1 Dec 2025
- Shareholders to vote on $500M all-cash acquisition of Intermex by Western Union.IMXIProxy Filing1 Dec 2025
- Shareholders will vote on director elections, auditor ratification, executive pay, and an expanded equity plan.IMXIProxy Filing1 Dec 2025
Next International Money Express earnings date
Q1 20266 May, 2026
International Money Express
Next International Money Express earnings date
Q1 20266 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage