Banco Actinver S.A., Institución de Banca Múltiple Grupo Financiero Actinver (INFRAEX 18) Q1 2026 earnings summary

Executive summary

• Net income for Q1 2026 was $44 million, down from $131 million in Q1 2025, reflecting lower interest income and higher operating expenses year-over-year.

• Dividend of $100 million was decreed and paid in April 2026.

• The bank maintained strong liquidity and capital ratios, with an ICAP of 16.90% and a liquidity coverage ratio of 210.56%.

Financial highlights

• Total assets at March 31, 2026, were $61,679 million, down from $64,101 million a year earlier.

• Net loan portfolio increased to $29,854 million from $26,375 million year-over-year.

• Deposits totaled $39,327 million, a decrease from $40,356 million in Q1 2025.

• Net interest income was $507 million, nearly flat year-over-year.

• Operating expenses rose to $943 million, up from $822 million in Q1 2025.

• Credit loss provisions decreased to $110 million from $229 million.

Outlook and guidance

• The bank expects to maintain prudent liquidity and capital management, focusing on conservative investment in government securities and continued cost containment.

• No significant changes in risk appetite or business model are anticipated.