Huize Holding (HUIZ) Q3 2025 earnings summary

Executive summary

• Board approved a shift to semi-annual and annual financial reporting, with next results expected in March 2026 for the second half and full year 2025.

• The change aims to allow management to focus on long-term strategic initiatives amid industry competition and technological innovation.

Financial highlights

• For Q3 2025, first year premiums (FYP) were RMB 1,929.5 million, up from RMB 1,354.4 million year-over-year.

• Renewal premiums for Q3 2025 reached RMB 837.8 million, compared to RMB 706.3 million in Q3 2024.

• Gross written premiums (GWP) for Q3 2025 totaled RMB 2,767.3 million, up from RMB 2,060.7 million in Q3 2024.

• For the nine months ended September 30, 2025, FYP was RMB 3,787.8 million and GWP was RMB 6,001.0 million, both higher than the prior year period.

Outlook and guidance

• Management remains committed to sustainable, long-term shareholder value and will continue timely disclosures in compliance with SEC and Nasdaq requirements.

• Forward-looking statements highlight expectations for continued business development and market acceptance of online insurance products.