Lifenet Insurance Company (7157) Q1 2026 earnings summary

Executive summary

• New management led by Junpei Yokozawa focuses on technology, partnerships, and digital innovation for high growth and competitive advantage.

• Insurance service results rose 25.8% YoY to ¥2,945mn for 1Q FY2025, driven by growth in GCL and individual life insurance.

• Net income attributable to owners increased 15.4% YoY to ¥2,177mn, with insurance revenue up 21.3% to ¥8,222mn.

• Uplisted to TSE Prime Market in July 2025, targeting enhanced corporate value and market valuation.

Financial highlights

• Comprehensive Equity reached ¥170,406mn, up 5.8% YoY.

• Annualized premium of policies-in-force grew 19.3% YoY to ¥35,214mn.

• Insurance revenue for 1Q FY2025 was ¥8,222mn, up from ¥6,776mn in 1Q FY2024.

• Net income before income taxes was ¥3,063mn, up 16.9% YoY.

• Basic EPS increased to ¥27.11 from ¥23.51 YoY.

Outlook and guidance

• FY2025 forecasts unchanged: annualized premium of policies-in-force expected at ¥37,500mn, insurance service results at ¥9,800mn, and net income at ¥6,900mn.

• Mid-term plan targets comprehensive equity of ¥200–240bn and stock price above ¥3,000 by FY2028, with approx. 10% annual CE per share growth.