Lifenet Insurance Company (7157) Q2 2026 earnings summary

Executive summary

• Achieved strong growth in key financial and operational metrics for 1H FY2025, with significant improvements in profitability and corporate value.

• Insurance revenue for the six months ended September 30, 2025, rose 17.3% year-over-year to 16,767 million yen, with net income attributable to owners up 42.1% to 4,478 million yen.

• Enhanced customer experience through technology-driven service upgrades, including faster claims processing and AI-based support.

• Launched new insurance products and expanded partnerships, notably with THE KYOTO SHINKIN BANK, to drive future growth.

• Annualized premium of policies-in-force increased to 35,805 million yen, 3.7% higher than March 31, 2025.

Financial highlights

• Comprehensive Equity reached 175,566 million yen, up 6.4% year-over-year and 5.1% from March 31, 2025.

• Annualized premium of policies-in-force grew 10.0% YoY to 35,805 million yen.

• Insurance service results rose 33.4% YoY to 6,089 million yen, with net income at 4,478 million yen, up 1,325 million yen from the prior year.

• Net income per share rose to 55.75 yen from 39.26 yen a year earlier.

• Total assets grew to 124,201 million yen as of September 30, 2025, from 116,178 million yen at March 31, 2025.

Outlook and guidance

• FY2025 forecasts remain unchanged: annualized premium of policies-in-force expected at 37,500 million yen, insurance service results at 9,800 million yen, and net income at 6,900 million yen.

• Mid-term business plan targets comprehensive equity of 200–240 billion yen and stock price above 3,000 yen by FY2028.