LM Funding America (LMFA) Registration Filing summary

Offering details and pricing

• Registration statement filed for a shelf offering on Form S-3, allowing securities to be offered from time to time after effectiveness.

• Securities may be offered on a delayed or continuous basis under Rule 415.

• Estimated total expenses for the offering are $65,643, including SEC fees, legal, accounting, and miscellaneous costs.

Management team and governance

• Principal executive offices located in Tampa, Florida, with Bruce M. Rodgers as CEO and Chairman, and Richard Russell as CFO.

• Board of Directors includes Carollinn Gould, Andrew Graham, Frank Silcox, Martin Traber, Douglas McCree, and Frederick Mills.

Risk factors and disclosures

• Certificate of incorporation and bylaws provide for indemnification and limitation of liability for directors and officers to the fullest extent permitted by Delaware law.

• Indemnification agreements and insurance policies are in place to protect directors and officers against certain liabilities.

• SEC has stated that indemnification for Securities Act liabilities is unenforceable as against public policy.