LM Funding America (LMFA) Registration Filing summary

Company overview and business model

• Incorporated in Delaware with principal executive offices in Tampa, Florida.

• Registration statement allows for securities to be offered on a delayed or continuous basis under Rule 415.

Risk factors and disclosures

• Certificate of incorporation and bylaws provide for indemnification of directors and officers to the fullest extent permitted by Delaware law.

• Indemnification agreements and insurance policies are in place to protect directors and officers against certain liabilities.

• SEC has stated that indemnification for Securities Act liabilities is unenforceable as against public policy.

Management team and governance

• Chief Executive Officer and Chairman: Bruce M. Rodgers; Chief Financial Officer: Richard Russell.

• Board of Directors includes Carollinn Gould, Andrew Graham, Frank Silcox, Martin Traber, Douglas McCree, and Frederick Mills.