Roadzen (RDZN) Registration Filing summary

Company overview and business model

• Operates as a global Insurtech platform focused on transforming auto insurance using AI, telematics, and computer vision technologies.

• Provides commission-based revenue as an insurance broker and fee-based revenue from cloud, mobile, and AI-based telematics applications.

• Serves insurance companies, automotive OEMs, fleets, and financial services partners worldwide, with notable clients including AXA, SCOR, Jaguar Land Rover, Audi, and others.

• Expanded into the U.S. and U.K. markets through acquisitions of Global Insurance Management Ltd. and National Automobile Club.

• Recognized for AI innovation, with industry awards and partnerships in the AI Alliance alongside major technology firms.

Use of proceeds and capital allocation

• Net proceeds will be used for general corporate purposes, including investing in or acquiring synergistic companies and working capital.

• Allocation and timing of expenditures will depend on the development of current business initiatives.

Risk factors and disclosures

• Investing involves a high degree of risk, including risks described in prospectus supplements, free writing prospectuses, and incorporated SEC filings.

• Additional risks not currently known or considered immaterial may also adversely affect the business.

• If risks materialize, business, financial condition, or results of operations could be materially harmed, potentially resulting in loss of investment value.