IFCI (IFCI) Q2 25/26 earnings summary

Executive summary

• Board approved unaudited standalone and consolidated financial results for the quarter and half-year ended September 30, 2025.

• In-principle approval received for consolidation/merger of group companies; process initiated as per regulatory guidance.

• No fresh loan exposure taken, leading to reduction in standard loan accounts and higher NPAs.

Financial highlights

• Standalone total income for Q2 FY26: ₹178.61 crore, up from ₹140.90 crore in Q2 FY25.

• Standalone net profit for Q2 FY26: ₹16.13 crore, compared to a loss of ₹21.56 crore in Q2 FY25.

• Consolidated total income for Q2 FY26: ₹752.21 crore, up from ₹444.86 crore in Q2 FY25.

• Consolidated net profit for Q2 FY26: ₹317.40 crore, up from ₹184.89 crore in Q2 FY25.

• Dividend income and net gain on fair value changes contributed significantly to revenue.

Outlook and guidance

• Board and management progressing with group consolidation as per government and regulatory direction.

• No new loan exposures planned, focus remains on asset quality and group restructuring.