IFCI (IFCI) Q3 25/26 earnings summary

Executive summary

• Board approved unaudited standalone and consolidated financial results for the quarter ended December 31, 2025, with review by the Audit Committee and external auditors.

• In-principle approval received for consolidation/merger of group companies, with process initiated as per regulatory guidance.

• Rs. 500 crore equity infusion from Government of India in FY 2024-25, fully utilized by June 2025.

Financial highlights

• Standalone total income for Q3 FY26 was ₹299.10 crore, up from ₹195.33 crore in Q3 FY25.

• Standalone net profit for Q3 FY26 was ₹6.85 crore, compared to a loss of ₹58.96 crore in Q3 FY25.

• Consolidated total income for Q3 FY26 was ₹466.65 crore, with consolidated net profit of ₹20.82 crore.

• Net gain on fair value changes and dividend income contributed significantly to revenue.

Outlook and guidance

• No new loan exposures are being taken, leading to a reduction in standard loan accounts and higher NPA ratios.

• Board and management are progressing with group consolidation as per government direction.