IFCI (IFCI) Q4 24/25 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 24/25 earnings summary
18 Nov, 2025Executive summary
Audited standalone and consolidated financial results for the quarter and year ended March 31, 2025, were approved, with an unmodified audit opinion from the auditors.
The company received ₹500 crore each from the Government of India in FY24 and FY25 as share application money, fully or partially utilized for debt servicing.
In-principle approval was granted for consolidation and potential merger/amalgamation of group companies.
Financial highlights
Standalone total income for FY25 was ₹841.86 crore, down from ₹995.94 crore in FY24; consolidated total income for FY25 was ₹2,064.16 crore, slightly down from ₹2,114.82 crore in FY24.
Standalone net profit after tax for FY25 was ₹272.54 crore, up from ₹43.80 crore in FY24; consolidated net profit after tax for FY25 was ₹348.61 crore, up from ₹241.05 crore in FY24.
Earnings per share (standalone) for FY25 was ₹0.17, up from ₹0.02 in FY24.
Gross NPA reduced to ₹3,693.90 crore (95.90%) as of March 31, 2025, from ₹4,615.56 crore (96.22%) a year earlier.
Outlook and guidance
The company is not taking fresh loan exposures, focusing on reducing gross NPAs and consolidating group operations.
Ongoing process for group consolidation and potential mergers as per government direction.
Latest events from IFCI
- Q3 FY26 profit returns amid high NPAs and negative CRAR, with group consolidation in progress.IFCI
Q3 25/2629 Jan 2026 - Standalone loss narrows, consolidated profit rises, but CRAR and NPA ratios remain critical.IFCI
Q2 24/2519 Nov 2025 - Losses persist amid high NPAs and negative CRAR, with group consolidation approved.IFCI
Q3 24/2518 Nov 2025 - Profits rose on higher non-interest income, but asset quality and capital adequacy remain weak.IFCI
Q2 25/2611 Nov 2025 - Profitability improves, but high NPAs and negative CRAR highlight ongoing asset quality stress.IFCI
Q1 25/2629 Aug 2025