Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team includes CEO James J. Kim, President Martin E. Plourd, and CFO Shannon R. Livingston, each with over 20 years of industry experience.

• Mission focuses on empowering teams to exceed expectations and values teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Headquartered in Fresno, CA, with 26 banking centers across Central California, established in 1980.

• Market capitalization stands at $367.5 million, with 49% institutional and 12% insider ownership.

• Total assets reached $3.5 billion as of December 31, 2024.

Financial performance and growth

• Total assets increased 45% year-over-year to $3.5 billion.

• Net income for Q4 2024 was $6.9 million, up from $3.4 million in the previous quarter; diluted EPS rose to $0.36.

• Net interest margin improved to 3.95% in Q4 2024, up from 3.69% in Q3.

• Annual net income for 2024 was $7.67 million, with diluted EPS of $0.45.

• Cash dividend of $0.12 per share payable in February 2025.