Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team has deep experience, with key officers averaging over 20 years in banking roles.

• Mission centers on empowering teams to exceed expectations and invest in relationships.

• Core values include teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Operates 26 banking centers across Central California, headquartered in Fresno.

• Total assets reached $3.6 billion as of June 30, 2025.

• Market capitalization stands at $373.2 million, with 49% institutional and 12% insider ownership.

• Established in 1980, listed on NASDAQ under symbol CWBC.

Financial performance and growth

• Net income for Q2 YTD 2025 was $16.13 million, up from $7.67 million in 2024.

• Diluted EPS rose to $0.85 for Q2 YTD 2025, compared to $0.45 in 2024.

• Net interest margin improved to 4.07% in Q2 YTD 2025.

• ROAA and ROAE increased to 0.91% and 8.63% respectively for Q2 YTD 2025.

• Cash dividend of $0.12 per share payable August 15, 2025.