Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team includes CEO James J. Kim and CFO Shannon R. Livingston, with extensive banking experience across all key roles.

• Mission focuses on empowering teams to exceed expectations and invest in relationships, guided by values of teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Operates 26 banking centers across Central California, with headquarters in Fresno and a strategic presence in the Greater Sacramento, San Joaquin Valley, and Central Coast regions.

• Established in 1980, with a market capitalization of $348.5 million as of June 30, 2024.

• Institutional ownership stands at 35%, with insider ownership at 9%.

Financial performance and growth

• Total assets reached $3.5 billion as of June 30, 2024, up 43.2% from December 2023.

• Net interest margin increased to 3.65% in Q2 2024, with total gross loans up 74.82% and total deposits up 40.54% over the same period.

• Q2 2024 year-to-date net loss of $2.6 million, with diluted EPS at -$0.17.

• Cash dividend of $0.12 per share payable August 16, 2024.