Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team has extensive experience, with several officers having over 30 years in banking roles.

• Mission focuses on empowering teams to exceed expectations and invest in relationships.

• Core values include teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Operates 26 banking centers across Central California, headquartered in Fresno.

• Market capitalization stands at $364.9 million as of September 30, 2024.

• Institutional ownership is 51%, with insider ownership at 12%.

• Total assets reached $3.5 billion as of September 30, 2024.

Financial performance and growth

• Total assets increased by 1.34% in Q3 2024 compared to the previous quarter.

• Net interest margin rose to 3.69% in Q3 2024, up from 3.65% in Q2.

• Net loans and total deposits both grew by over 1.8% quarter-over-quarter.

• Cash dividend of $0.12 per share payable in November 2024.

• Average total assets have grown at a 15.17% CAGR since 2019.